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At the bank everybody knows our name and our business is important to them

Dr. Fran McCain

First State Bank.....Where everybody knows your name.

Andrea Pickens

I love the friendly staff giving great customer service

Traci Fugitt

Open Accounts Online

Open a Free Checking, NOW Account, Savings Account, or 6 or 12 month CD online at your convenience.

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Open Accounts Online

Personal Banking

Set up e-statements, email or text alerts & pay individuals from your computer using Popmoney

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Personal Banking

Agriculture Lending

Livestock, Farm Equipment, Land, or crop production...we can help.

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Agriculture Lending

Business Internet Banking

A secure way to check account balances, transfer money, pay bills, handle collections and more

Learn More
Business Internet Banking

Open Accounts Online

Open a Free Checking, NOW Account, Savings Account, or 6 or 12 month CD online at your convenience.

Learn More
Open Accounts Online

Personal Banking

Set up e-statements, email or text alerts & pay individuals from your computer using Popmoney

Learn More
Personal Banking

Agriculture Lending

Livestock, Farm Equipment, Land, or crop production...we can help.

Learn More
Agriculture Lending

Business Internet Banking

A secure way to check account balances, transfer money, pay bills, handle collections and more

Learn More
Business Internet Banking

Customer Service Champions

The customer and employee relationships make FSB a special place to work and transact business.

Steve Moore
Athens Branch


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How can we help?

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