A Money Market account is a good idea for short term needs,giving you the benefit of earning dividends (when you meet a minimum balance) and the flexibility to deposit and withdraw funds when you need them. Based on your balance, you may qualify for a tiered rate of interest. Other conveniences available include a First State Bank Debit Card, Online Banking, and Free ATM access at any First State Bank or Austin Bank location.
|Money Market Checking||Tiered Money Market Checking|
|Minimum to Open||$1,500||$10,000|
|Monthly Service Fee||See Below (1)||See Below (2)|
|Interest||Set Periodically||Set Periodically**|
|FSB Debit Card|
(FSB & Austin Bank at no cost)
Bill Pay Service
|Statements||Free Paper Statement Images Provided||Free Paper Statement Images Provided|
(1): If balance falls below $1,500 at any time within the month, $10 service charge.
(2): If balance falls below $10,000 at any time within the month, $10 service charge.
** Interest Tiers: $0.01 to $25,000, $25,000.01 to $50,000.00 $50,000.01 or Greater
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