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Personal Products - Tiered Money Market Account

Capital preservation and lower risks

For our customers who are serious about how they manage their money and who are concerned about capital preservation and lower risks, our Tiered Money Market Account is a great option.  Based on your balance, you qualify for a tiered rate of interest.  Earn more when you save more.  

Minimum To Open                      $10,000.00

Minimum Balance                  $10,000.00

Monthly Service Fee               If balance falls below $10,000 at any time within the month, $10 service charge

  • Preauthorized third party transfers including ACH debits, transfers to cover overdrafts, and transfers by phone, telebank, or internet banking limited to six within a statement cycle.
  • Three withdrawals per month allowed at no charge; withdrawals in excess of three are charged $10.00 per withdrawal

Interest                               Set Periodically

  • Interest Tiers:
  • $0.01 to $25,000.00
  • $25,000.01 to $50,000.00
  • $50,000.01 or Greater

FSB Debit Card                  Free

ATM                                    Access at FSB and Austin Bank locations at no cost

Online Banking                      Free

Bill Pay Service                      Free

Statements                                Free Paper Statement with Images Provided

“I appreciate earning a higher rate of interest when I keep a higher balance.”