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Personal Products - Money Market Account

Helping you grow your balance

At First State Bank we provide savings options that make sense in today’s market.  Our Money Market Accounts offer flexibility and a higher rate of return than traditional savings accounts. If growing your balance is important to you, talk to us about our Money Market Account.

Minimum to Open      $1,500.00

Minimum Balance      $1,500.00

Monthly Service Fee  If balance falls below $1,500 at any time within the month, $10 service charge.

  • Preauthorized third party transfers including ACH debits, transfers to cover overdrafts, and transfers by phone, telebank, or internet banking limited to six within a statement cycle.
  • Three withdrawals per month allowed at no charge; withdrawals in excess of three are charged $10.00 per withdrawal.

Interest                       Set Periodically

FSB Debit Card              Free

ATM Access                    Access at FSB and Austin Bank locations at no cost

Bill Pay Service             Free

Online Banking           Free

Statements                       Free Paper Statement with Images Provided


"I like the convenience of being able to get cash from my Money Market Account simply by going to the bank, and it doesn’t matter how little I need.  This is the account for me.”