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Personal Products - Just for Kids

It's never too soon to learn

It’s never too soon to learn how to save money and our Just for Kids Savers Club account was designed with that goal in mind.  Open an account with just $25 and add to it automatically with easy transfers.  Your kids will appreciate having a place for those birthday checks from Grandma and all that lawn mowing money!

Minimum To Open        $25.00

Minimum Balance            No Minimum

Monthly Service Fee      No Maintenance Fee*

  • Preauthorized third party transfers including ACH debits, transfers to cover overdrafts, and transfers by phone, telebank, or internet banking limited to six per month.
  • Three withdrawals per quarter allowed at no charge: withdrawals in excess of three are charged $2.00 per withdrawal.

Interest                                  Set Periodically

  • Interest Tiers:
  • $0.01 to $500.00
  • $500.01 and Over

FSB Debit Card            Free**

ATM Access                       Access at FSB and Austin Bank locations at no cost

Online Banking               Free

Bill Pay Service               N/A

Statements:                       Free Paper Statement without Images Provided

*  Account converted to statement savings at 18 years of age.

**  Must have checking account as primary


We set up accounts for all our grandchildren.  They love taking their money to the bank.”