The last day to redeem Debit Card Rewards points is March 31, 2024. Any earned points not used by March 31, 2024, will no longer be eligible for redemption and have no value.
An overdraft occurs when you do not have enough money in your account to cover a transaction, but we pay it anyway.
To make changes to your Overdraft Protection Program, call (903) 676-1900, send an email to customerservice@fsbathens.com or download and complete the form below and either present it at any of our branch locations or mail it to First State Bank, P.O. Box 471, Athens, TX 75751.