Ruth Beltran

AVP / Retail Office Manager

Athens - Downtown

Ruth Beltran

Ruth is the Assistant Vice President - Retail Office Manager at the downtown branch in Athens.  She started her banking career in February 2004 as a part time teller and has also worked as a lead teller, customer service representative, teller supervisor and loan administrative assistant. 

Torres graduated from Athens High School, received a High Honors Associate's degree in Arts & Certificate in Management from Trinity Valley Community College, and a Bachelor of Applied Arts & Sciences degree from Texas A&M University - Commerce.

Ruth and her husband have two children.  They enjoy spending time with family and friends, traveling and soccer.

Find out what's happening at First State Bank! Get the latest news conveniently delivered to your inbox.

How can we help?

How can we help?

Use the buttons below to get information quickly about popular topics.

Open an Account

Debit Cards

Contact Us

Login to your Account