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We appreciate Ronnie Davis being so helpful & personable.

Kenneth Napps

I love to bank here because of the friendly personal service I receive

Lezlee "Elsie Mae's"

One of the best decisions I ever made was to go with First State Bank

Jim Ogburn, MD

Pop Money

Send money to anyone in the US from the convenience of your home computer or mobile device.

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Pop Money

Personal Banking

Set up e-statements, email or text alerts & pay individuals from your computer using Popmoney

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Personal Banking

Agriculture Lending

Livestock, Farm Equipment, Land, or crop production...we can help.

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Agriculture Lending

Business Internet Banking

A secure way to check account balances, transfer money, pay bills, handle collections and more

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Business Internet Banking

Pop Money

Send money to anyone in the US from the convenience of your home computer or mobile device.

Learn More
Pop Money

Personal Banking

Set up e-statements, email or text alerts & pay individuals from your computer using Popmoney

Learn More
Personal Banking

Agriculture Lending

Livestock, Farm Equipment, Land, or crop production...we can help.

Learn More
Agriculture Lending

Business Internet Banking

A secure way to check account balances, transfer money, pay bills, handle collections and more

Learn More
Business Internet Banking

Customer Service Champions

The customer and employee relationships make FSB a special place to work and transact business.

Steve Moore
Athens Branch


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