Personal Business

Reset Password
Access Your
First time user? Enroll Today!
News:
Thank You for allowing us to serve you for the past 79 years.
LIFE MADE SIMPLE..Mobile Banking, Online Banking, Bill Pay, E-Statements & Pop Money
"Thank You" for voting First State Bank as BEST BANK 2013.
New Purchase, Construction or Refinance....We've got you covered
Match your "Dream Home" with a Dream Loan...contact a lending specialist today.
First State Bank....the KEY to Hassle-Free Home Ownership.

Business Products - Check Recovery

CheckmarcUSA

 

CheckmarcUSA makes accepting checks as safe as cash....

We would like to introduce our new, FREE, electronic check & ACH recovery service called Checkmarc.  Checkmarc is a service that works to recover dishonored checks and electronic payments.  It eliminates the time you spend trying to recover bad checks, so you can concentrate on business, not collection.  

  • FREE really means Free!  No Equipment / Software to purchase, NO contracts and fees or check charges.
  • Receive 100% of the face value of recovered items.
  • Avoid confrontational situiations with your customers.
  • Merchant recovery rates are less than 21%.  Checkmarc recovery rates over the past 11 years are = worst / best 71%/92%
  • Email or fax notifications of returned check item and recovery items plus web access to view check images and status.
  • Password-protected website allowing 24/7/365 viewing of checks. 

Frequently Asked Questions

What does the program cost? The program is completely FREE for commercial clients, compliments of First State Bank.

Is there a contract to sign? NO! There are no contracts or agreements to sign.

What if I already have a company collecting my dishonored items? You may cancel that service and use our free program, or continue with your paid service.  If you wish to continue with your paid service, notify us and we will remove you from the bank's Checkmarc program.

Will I receive the full amount of the recovered check?  Yes! When a check is recovered, 100% of the funds are deposited into your account.

Checkmarc Customer Service/Processing 1-800-641-9998