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Business Products - Business Checking

More services, lower prices

There's nothing complicated about our Business Checking account.  In fact, our goal has always been to make things easier for the business owners and managers that keep our community growing.  With just $100 you can open a business checking account and with balances of $1000 or more each month you won't pay any fees.  That's something business owners everywhere are happy to hear: more services, lower prices. Now that's good business.

Minimum to Open    $100

Minimum Balance     $1000  

Monthly Service Fee    If balance falls below $1,000 at any time within the month, $8 service charge.

.15 surcharge after first 25 checks if balance falls below $1,000

FSB Debit Card: Free

ATM Access: Access at FSB and Austin Bank locations at no cost

Online Banking: Monthly Fee of $7.50 and $.50 per ACH item

Bill Pay Service: $.50 per item

Statements: Free E-Statement with Images Provided Online **

Other Services Included: Overdraft privileges $1,000

*All Business Accounts subject to Account Analysis

** Paper Statement with images available for $2 per month

“My business isn't a huge business and that's why it's important to me to keep my costs down.  Business Checking from First State Bank is perfect.  It's like it was made specifically with me in mind.”