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Wade Carter

Vice President

Wade Carter is the Vice President for First State Bank at the Tyler Street location in Athens, TX.  He joined the team at First State Bank in 2007 after working as a loan officer for the Agricultural Production Credit Association and the Heritage Land Bank in Athens.  He is a graduate of both Athens High School and Texas A&M University. 


Wade’s expertise in agriculture and rural finance makes him an incredible asset to the team, working with all types of agriculture loans, as well as financing of rural land and facilities. He is a graduate of the Athens Leadership Institute and the Austin Bank Leadership Program.  

He is involved in the Henderson County Livestock Show and has been a member of both the Henderson County Beef Cattle and Henderson County Wildlife committees.   He maintains an allegiance to Athens schools and is involved in the Athens ISD band booster program.  He and his family belong to the First Baptist Church of Athens. 


Wade and his wife have two children and live in Athens. 

Meet Our Leadership

say hello to our team

  • Pam Johnson
    Pam Johnson Assistant Vice President and Assistant Cashier
  • Jason Hayes
    Jason Hayes Vice President and Controller
  • Cathy Jezek
    Cathy Jezek Senior Vice President
  • Stacey Alen
    Stacey Alen BSA and CRA Officer
  • Sue Cardin
    Sue Cardin Vice President / Branch Manager
  • Lisa Muirhead
    Lisa Muirhead Assistant Cashier, Loan Administrative Assistant
  • Jess Laird
    Jess Laird President and CEO
  • Michael Austin Neill
    Michael Austin Neill Sr. Vice President / Branch Manager