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Wade Carter

Vice President

Wade Carter is the Vice President for First State Bank at the Tyler Street location in Athens, TX.  He joined the team at First State Bank in 2007 after working as a loan officer for the Agricultural Production Credit Association and the Heritage Land Bank in Athens.  He is a graduate of both Athens High School and Texas A&M University. 


Wade’s expertise in agriculture and rural finance makes him an incredible asset to the team, working with all types of agriculture loans, as well as financing of rural land and facilities. He is a graduate of the Athens Leadership Institute and the Austin Bank Leadership Program.  

He is involved in the Henderson County Livestock Show and has been a member of both the Henderson County Beef Cattle and Henderson County Wildlife committees.   He maintains an allegiance to Athens schools and is involved in the Athens ISD band booster program.  He and his family belong to the First Baptist Church of Athens. 


Wade and his wife have two children and live in Athens. 

Meet Our Leadership

say hello to our team

  • Sue Cardin
    Sue Cardin Vice President / Branch Manager
  • Pam Johnson
    Pam Johnson Assistant Vice President and Assistant Cashier
  • Steve E. Moore
    Steve E. Moore Executive Vice President
  • Jason Hayes
    Jason Hayes Vice President and Controller
  • J. Armando Rincon
    J. Armando Rincon Assistant Vice President
  • Dan Winfrey
    Dan Winfrey Vice President of Human Resources and Training
  • Lee Tackett
    Lee Tackett Senior Vice President / Branch Manager
  • Daniel A. Dwelle
    Daniel A. Dwelle Senior Vice President