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Michael Austin Neill

Sr. Vice President / Branch Manager

Michael Neill is a Senior Vice President and Director who began his banking career as a student, working summer jobs as a teller, bookkeeper and note clerk.  He has been employed by First State Bank for 19 years and has held positions in deposit operations, mortgage lending, commercial lending and branch management.  His lending expertise in real estate, commercial, construction and development is a benefit to First State Bank customers throughout our service area.

Michael currently serves on the Board of Directors & Executive Committee of FSB Athens, as well as on the Board of Directors of Austin Bank.  As a business man he has been involved in real estate development and venture capital funds and he is experienced in the management of retail and service businesses.

After receiving his bachelor’s degree in Business Administration from the University of Texas, Michael went on to complete both the Southwestern Graduate School of Banking at Southern Methodist University and his Masters of Business Administration from Sam Houston State University.  

Michael is involved in the community, serving organizations including the Athens Cain Center and the Athens Central Business Association.  He enjoys his time involved with both the Trinity Valley Experimental Aircraft Association and the Henderson County Texas Exes.  He has been involved in Kiwanis, served as the treasurer of the Athens Country Club and was the past treasurer of both the Athens Teenage Baseball Association and the American Heart Association Michael and his wife live in Athens with their two children.  They enjoy travel and sports, including adventure sports like SCUBA diving.  Michael also enjoys piloting private aircraft, hunting and golf.

Meet Our Leadership

say hello to our team

  • Kim Hodges
    Kim Hodges Vice President of Marketing
  • Robert Gross
    Robert Gross Financial Planner & Investment Advisor
  • Pam Johnson
    Pam Johnson Assistant Vice President and Assistant Cashier
  • Daniel A. Dwelle
    Daniel A. Dwelle Senior Vice President
  • Joshua Holt
    Joshua Holt Vice President of Information Technology
  • Jay Eckert
    Jay Eckert Vice President
  • Lisa Muirhead
    Lisa Muirhead Assistant Cashier, Loan Administrative Assistant
  • Wade Carter
    Wade Carter Vice President