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Jess Laird

President and CEO

Jess Laird is President and CEO of First State Bank in Athens, Texas.  He began his banking career in 1984 as a loan officer and manager of Investex Savings.  He has been with First State Bank since 1988.  His background in lending includes commercial as well as consumer loans and residential mortgages.  His focus now is primarily on management and growth as well as regulatory and legislative issues.

Jess is a graduate of Texas A&M University with a B.S. degree in Biology and has an M.B.A. from the University of Texas at Tyler.  He is also a graduate of the Southwestern Graduate School of Banking at SMU.

Jess is married and has two grown children.  He enjoys remodeling houses, working on collector cars, playing guitars and fishing.

Meet Our Leadership

say hello to our team

  • Jan Adair
    Jan Adair Compliance, USA Patriot Act, and OFAC Officer
  • Joshua Holt
    Joshua Holt Vice President of Information Technology
  • Sue Cardin
    Sue Cardin Vice President / Branch Manager
  • Daniel A. Dwelle
    Daniel A. Dwelle Senior Vice President
  • Deanna Jackson
    Deanna Jackson Assistant Vice President
  • Jay Eckert
    Jay Eckert Vice President
  • Lisa Muirhead
    Lisa Muirhead Assistant Cashier, Loan Administrative Assistant
  • J. Armando Rincon
    J. Armando Rincon Assistant Vice President