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Jay Eckert

Vice President

Jay Eckert is a Vice President and the Officer in charge of bank security. He has been a member of the First State Bank management team since July 1998, when he joined the bank as a loan officer focusing on commercial, installment and real estate loans. 

Prior to his move to Athens, Jay was employed in the banking industry in Galveston, Texas where he was involved with startup branches for Texas Independent Bancshares.  He holds a bachelor’s degree in Finance from Baylor University.

He has been involved in several organizations in Henderson County including Kiwanis club, Athens High School Band and Athletic Booster Clubs, Henderson County Child Welfare Board and serves as a Reserve Police Officer for the Athens Police Department.  

Jay and his wife reside in Athens, Texas and have three children. 

Meet Our Leadership

say hello to our team

  • Cynthia Dulaney
    Cynthia Dulaney Assistant Vice President - Retail Office Manager
  • Jan Adair
    Jan Adair VP Compliance, USA Patriot Act, and OFAC Officer
  • Lisa Muirhead
    Lisa Muirhead Assistant Cashier, Loan Administrative Assistant
  • Stacey Alen
    Stacey Alen BSA and CRA Officer
  • Julie Armstrong
    Julie Armstrong Vice President / Branch Manger
  • Cathy Jezek
    Cathy Jezek Senior Vice President
  • Wade Carter
    Wade Carter Vice President
  • Jason Hayes
    Jason Hayes Vice President and Controller