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J. Armando Rincon

Assistant Vice President

Armando is the Assistant Vice President – Loan Officer at our downtown branch in Athens.  He has worked in banking for more than 15 years, starting as a teller and working his way through virtually every department of the bank, from new accounts, credit analyst, to his current role as a loan officer.  Armando is a specialist in auto loans, personal loans, business loans, and real estate loans.

He received his degree from University of Texas at Tyler and also attended Trinity Valley Community College.  He completed advanced education through the Texas Banker Association and has received the TBA Lending Certificate.

Armando is a tireless volunteer in the Athens community.  He is a Reserve Police Officer for the Athens Police Department, coaches for the Athens Baseball Association and Henderson County Soccer Association.  He volunteers with the Henderson County Help Center, the Athens Kiwanis Club, and serves on the Henderson County Re-districting Citizen’s Advisory Committee and a board member of the Cain Center.

Armando and his wife have two children and make their home in Athens. 

Meet Our Leadership

say hello to our team

  • Deanne Robertson
    Deanne Robertson Vice President and Manager of E-Commerce Services
  • Joshua Holt
    Joshua Holt Vice President of Information Technology
  • Jay Eckert
    Jay Eckert Vice President
  • Jan Adair
    Jan Adair VP Compliance, USA Patriot Act, and OFAC Officer
  • Steve E. Moore
    Steve E. Moore Executive Vice President
  • Wade Carter
    Wade Carter Vice President
  • Michael Austin Neill
    Michael Austin Neill Sr. Vice President / Branch Manager
  • Cathy Jezek
    Cathy Jezek Senior Vice President