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J. Armando Rincon

Assistant Vice President

Armando is the Assistant Vice President – Loan Officer at our downtown branch in Athens.  He has worked in banking for more than 15 years, starting as a teller and working his way through virtually every department of the bank, from new accounts, credit analyst, to his current role as a loan officer.  Armando is a specialist in auto loans, personal loans, business loans, and real estate loans.

He received his degree from University of Texas at Tyler and also attended Trinity Valley Community College.  He completed advanced education through the Texas Banker Association and has received the TBA Lending Certificate.

Armando is a tireless volunteer in the Athens community.  He is a Reserve Police Officer for the Athens Police Department, coaches for the Athens Baseball Association and Henderson County Soccer Association.  He volunteers with the Henderson County Help Center, the Athens Kiwanis Club, and serves on the Henderson County Re-districting Citizen’s Advisory Committee and a board member of the Cain Center.

Armando and his wife have two children and make their home in Athens. 

Meet Our Leadership

say hello to our team

  • Dawn Monroe
    Dawn Monroe Assistant Cashier
  • Michael Austin Neill
    Michael Austin Neill Sr. Vice President / Branch Manager
  • Kourtney Gillert
    Kourtney Gillert Assistant Vice President
  • Jay Eckert
    Jay Eckert Vice President
  • Pam Johnson
    Pam Johnson Assistant Vice President and Assistant Cashier
  • Kim Hodges
    Kim Hodges Vice President of Marketing
  • Sean Medina
    Sean Medina Assistant Vice President - Loan Officer
  • Ronnie Davis
    Ronnie Davis Vice President / Branch Manager