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First State Bank....the KEY to Hassle-Free Home Ownership.
"Thank You" for voting First State Bank as BEST BANK 2013.
Match your "Dream Home" with a Dream a lending specialist today.
LIFE MADE SIMPLE..Mobile Banking, Online Banking, Bill Pay, E-Statements & Pop Money
New Purchase, Construction or Refinance....We've got you covered
Thank You for allowing us to serve you for the past 79 years.

75th Anniversary Celebrations

serving the community since 1935

First State Bank, Athens, Texas, was established in 1935 as Farmers and Merchants State Bank. Over the last eight decades we've seen incredible growth, not only in our bank but in the communities we serve.

Download the 75th Anniversary Program


75th Birthday Cake


Our year in pictures:

Employee donations to non-profits of their choice resulted in over $20,000 given back to the community


Birthday Donation: Malakoff Food Pantry
Birthday Donations: Athens Last Blast


Birthday Donation: Humane Society
Birthday Donations: Early Child Education