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Hot Dogs, Cokes, and lots of fun. May 3rd at your favorite bank location. Join us!
"Franks Alot" Customer Appreciation Day, Friday May 3rd. Join us for free food & fun
FREE document shredding. Dowtown Athens location, May 3rd from 11 to 1. 3 box limit

Wade Carter

Vice President

Wade Carter is the Vice President for First State Bank at the Tyler Street location in Athens, TX.  He joined the team at First State Bank in 2007 after working as a loan officer for the Agricultural Production Credit Association and the Heritage Land Bank in Athens.  He is a graduate of both Athens High School and Texas A&M University. 


Wade’s expertise in agriculture and rural finance makes him an incredible asset to the team, working with all types of agriculture loans, as well as financing of rural land and facilities. He is a graduate of the Athens Leadership Institute and the Austin Bank Leadership Program.  

He is involved in the Henderson County Livestock Show and has been a member of both the Henderson County Beef Cattle and Henderson County Wildlife committees.   He maintains an allegiance to Athens schools and is involved in the Athens ISD band booster program.  He and his family belong to the First Baptist Church of Athens. 


Wade and his wife have two children and live in Athens. 

Meet Our Leadership

say hello to our team

  • Pam Johnson
    Pam Johnson Assistant Vice President and Assistant Cashier
  • Jay Eckert
    Jay Eckert Vice President
  • Lee Tackett
    Lee Tackett Senior Vice President / Branch Manager
  • Ronnie Davis
    Ronnie Davis Vice President / Branch Manager
  • Jess Laird
    Jess Laird President and CEO
  • Julie Armstrong
    Julie Armstrong Vice President / Branch Manger
  • Luke Lemons
    Luke Lemons Vice President and Commercial/Real Estate Officer
  • Dan Winfrey
    Dan Winfrey Vice President of Human Resources and Training